Baltimore Community Lending

About Us

Baltimore Community Lending is a Community Development Financial Institution (CDFI) and mission-based lender serving the Baltimore metro area. We’re 100% dedicated to delivering responsible, affordable lending products to help low-income, low-wealth, and other disadvantaged people and communities join the economic mainstream. We’re making loans to real estate developers and small business owners committed to developing underserved neighborhoods.

?We work with the government, foundations, financial institutions, community stakeholders, anchor institutions, and small business owners early in the planning process to provide small-to-mid-sized capital solutions leading to a more diverse and economically balanced Baltimore region.?

Since our inception in 1989, BCL has sought to strengthen neighborhoods through flexible financing. Click here to see our impact. In 2018, we expanded our lending products to include small businesses based on a recognition of community needs and BCL’s capabilities amongst a variety of stakeholders throughout the city.

In 2022 we expanded our service area to include the Greater Baltimore Metropolitan Statistical Area (MSA), specifically Baltimore City, Anne Arundel County, Baltimore County, Carroll County, Harford County, and Howard County.